Privacy Policy

Privacy Policy

Introduction

Welcome to https://referral-network.pobb.net! We are committed to maintaining a transparent and secure environment for our users, ensuring that your privacy is respected at all times. This Privacy Policy outlines how we handle the personal data of our users in accordance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union
  • Lei Geral de Proteção de Dados (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA) and Colorado Privacy Act (CPA) in the United States
  • Utah Consumer Sales Practice Act (UCPA), Connecticut Total Data Privacy Act (CTDPA), Virginia Consumer Data Protection Act (VCDPA), and South Africa’s Protection of Personal Information Act (POPIA).

Scope

This policy covers all aspects of our online presence, including our website, mobile applications, online services, and products offered under the Referral-Network brand. However, it is important to emphasize that this policy does not extend to external platforms, third-party applications, or services accessible through links on our site, as these have their own privacy policies governing data collection and usage.

Processing Activities

This document outlines the practices we employ when:

  • Users engage with our applications and services as authorized members.
  • Visitors access our websites linked to this Privacy Policy.
  • Individuals communicate with us via newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect a range of personal information to enhance your experience and provide our services effectively. The types of data we gather include:

  • Account Information: Details required to create and manage user accounts, such as usernames, passwords, and profile data.
  • Payment Information: Data related to financial transactions, including credit/debit card numbers, expiration dates, and billing addresses (collected through secure third-party payment processors).
  • Financial Information: Records of your purchases, transaction history, and any financial records shared for billing or refunds.
  • Mobile Device Identifiers: Unique device IDs, mobile network information, and other data from your mobile devices used to access our services.
  • Location Data: Information about your geographical location when you interact with our applications (with your consent).
  • Feedback: Responses provided by users through surveys, reviews, or direct feedback forms.
  • Social Media Information: If you choose to log in using social media accounts, we may collect data from those platforms as permitted by their privacy settings.
  • Product Information: Details about the products you purchase or express interest in, including preferences and usage patterns.

We obtain this data through direct user input, interactions with our systems, and automated technologies employed for service delivery. Additionally, we may receive personal data from third parties who assist us in providing services, always adhering to their respective privacy agreements.

Cookies

Cookies are small text files placed on your device by websites you visit. We utilize cookies to enhance user experience and gather analytics:

  • Strictly Necessary Cookies: These ensure the basic functionality of our website and applications, allowing users to navigate through pages without loss of information.
  • Preference Cookies: Used to remember user preferences, such as language settings or display options.
  • Analytics Cookies: Help us understand how users interact with our site, providing insights for improvement and personalization.

Users have the option to control non-essential cookies through our built-in Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We follow strict data retention policies, keeping personal data only as long as necessary or required by law. Once the purpose for which the data was collected is fulfilled, we delete or anonymize it securely. Our retention periods are determined based on legal obligations, tax requirements, and business needs.

Security Measures

The security of your personal data is a top priority. We implement robust organizational safeguards and security practices to protect information from unauthorized access, disclosure, or destruction:

  • Employing encryption for data at rest and in transit.
  • Utilizing secure third-party service providers who adhere to strict privacy and security standards.
  • Regularly reviewing and updating our security protocols to adapt to emerging threats.

User Rights

Depending on your location, you have certain rights regarding your personal data:

  • Access: You can request access to the personal information we hold about you.
  • Rectification: The right to have inaccurate or incomplete data corrected.
  • Erasure (Right to be Forgotten): In certain jurisdictions, you can ask for the deletion of your data.
  • Restriction: Limiting the use or processing of your data under specific circumstances.
  • Portability: Receiving a copy of your personal data in a structured, commonly used format.
  • Objection: Opposing the processing of your data for legitimate interests.
  • Non-Discrimination: You have the right to be free from discrimination when exercising your data privacy rights.

To exercise any of these rights, please contact our Data Privacy Team at your earliest convenience. We will respond to your requests as promptly as possible, adhering to applicable laws.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effectively communicated through notifications on our website and/or direct communication with users who have provided us with their contact details.

Contact Information

For any questions, requests for unsubscribe, or inquiries related to data privacy, please reach out to us: